Product Overview
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.
It begins with acknowledging what a person or household actually needs to have savedthe rule of thumb is eight to ten times your annual salary before retirementand how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to get rid of your guythose for-fee (or hidden-fee) financial planners that suck up valuable assets. Why its always better to pay off a loan or a mortgage.
There are no gimmicks, no magical thinkingjust an easy-to-follow program that works.
